What Happens at the 341 Hearing?
This is an informal hearing between you, your trustee, and any creditors which may choose to appear. You will not be appearing before a judge.
You will come to the court locatedat 230 N. 1st Ave and Van Buren on the SW corner of 1st Avenue and Van Buren in Downtown Phoenix. Go to Room 102, the ground floor waiting room and wait to be called into the hearing room by the trustee or his assistant.
Once you have been called into the hearing room, the trustee will do a roll call to make sure you, along with other individuals, are present. After the roll call is complete, the trustee will make several announcements.
When your name is called, you will leave your picture ID and proof of social security with the trustee's assistant to verify that you are who you say you are. IF YOU FAIL TO BRING PROOF OF ID OR SOCIAL SECURITY, YOUR HEARING WILL BE CONTINUED TO A LATER DATE. You will then be asked to move to the witness table where you will be questioned.
The trustee will ask you to raise you right hand and take an oath stating that what you are about to say is the truth, the whole truth, and nothing but the truth under the penalty of perjury. Remember that failing to tell the truth is a criminal offense. Perjury is investigated and prosecuted by the FBI and the U.S. Attorney.
The proceeding is recorded. You are to answer questions verbally. Do not shake or nod your head or provide an "Mnn...mnn" answer.
You will the be seated and the trustee will ask you as series of questions. Once the above questions have been answered, any creditor (if present) will have an opportunity to ask questions. The trustee may also have additional questions about your documents, schedules, etc.
When the questioning period is over, the trustee will then let you know when you can leave and your hearing will be completed.